How The Total Money Makeover Changed My Life

   
Money is one of those “touchy” subjects. I’ve been taught to never discuss how much you have or make, how much you paid for something, or ask someone else how much they have or make. It’s also something that some people use to show others position and how much they have (or how well they are doing) because of all their “cool stuff” laying around.

 Then there is Dave Ramsey, the man who has made it a goal for listeners to get on his radio show to scream how much they make and how much they’ve paid off in debt! (and yes, when we pay off our house we plan on doing the same.)

 
This book helps to prepare you with the 7 baby steps. I love how even though its hard to put yourself in check and teach yourself discipline, you can become well off and retire with dignity even with a low or modest income.
 
This book will teach you how to say “no” to yourself when you’re faced with the pressure of being responsible (paying your bills and debts instead of splurging on electronics) to and make your money work for you. This is so hard for many of us, think about how hard it is to say no to family and friends who need things. But at the end of the day, having the extra payments really only works out if your life works perfectly. What would happen if you lost your job? What if the bank called your notes and you needed to pay it off right now? What if you had an emergency and needed an excess of cash to cover it?
 
This powerful book has inspired us to get out of debt and pay cash for everything! Look how happy we look knowing that our trip to Hawaii was paid for in full and we would not be coming home to a mound of debt.

 
What are somethings you’ve done to put yourself in a better position financially?