Baby Step 1: $1,000 Emergency Fund An emergency fund is for those unexpected events in life that you can’t plan for: the loss of a job, an unexpected pregnancy, a faulty car transmission, and the list goes on and on. It’s not a matter of if these events will happen; it’s simply a matter of when they will happen. …
Before I took Financial Peace University: I was really dumb with money, I wasn’t good about paying bills on time, I had just about $50,000 worth of debt (not including our house) and had too much ”stuff.” My husband and I basically lived paycheck to paycheck and we decided that we made too much …
Have you ever gone to the store because you needed one thing and walked out with $200 worth of stuff? This used to happen to me all the time. I made poor finacial decisions putting it all on my credit card, knowing more money would appear in my account next friday. The interesting part was we …
Photo from DealstoMeal.com/Blog Before I did a written budget (see post here) I used to spend close to $900 a month to feed my husband and I. It was a lot of food wasted, buying produce out of season and eating out. I quickly realized this was a huge waste of our money and …